Cookies are small text files stored on your device (such as a computer, smartphone, or tablet) when you visit websites or use apps. They allow websites and applications to remember information about your visit, such as your login status, preferred language, or region, so you do not have to re-enter it each time. 
Cookies play a crucial role in making digital services function properly and efficiently. Without them, websites and apps would lose their “memory” every time you closed or refreshed them. Features like staying logged in, saving settings, or displaying personalised content would not be possible. Cookies also help improve the user experience and are often used to collect anonymous statistics about how users interact with digital platforms. 

Cookies may be placed by: 

• Banank PL sp. z o.o. (“Banank”) – these are known as first-party cookies; and/or 
• Third parties (e.g., analytics or advertising service providers) – these are known as third-party cookies. 

The cookies we place do not alter the configuration of your device or the software installed on it. 

Under Article 399 of the Act of 12 July 2024 – Electronic Communications Law (Prawo komunikacji elektronicznej), we may store cookies on your device if they are strictly necessary for the functioning of our website. For all other types of cookies, we will ask for your consent, which serves as the legal basis under Article 6(1)(a) of the GDPR. 

We use a Consent Management Platform (CMP) to manage your preferences for cookies. This system ensures that your consent is obtained before any non-essential cookies are activated. Your choices are securely recorded and can be changed at any time using the Cookie Settings tool available on our website. 
The storage period for cookies depends on their type and purpose: 

• Session cookies are deleted after you close your browser. 
• Persistent cookies remain stored for a longer period (up to 24 months, or as specified by the cookie provider), unless you delete them earlier through your browser settings. 

When you first visit our website, a cookie banner will prompt you to choose your preferences. You may:  

• Accept all cookies  
• Reject non-essential cookies, or 
• Customise preferences  

You can change these preferences at any time using the cookie settings on our website or by adjusting your browser settings. 

Most web browsers allow you to control cookies through built-in settings. You can block or delete some or all cookies, including essential ones; however, doing so may impact the functionality of the website, and certain features may become unavailable. 

For guidance, refer to your browser’s support pages. 

Some browsers also offer a “Do Not Track” (DNT) feature, which lets you express a preference not to be tracked. Please note that not all websites recognise or respond to DNT signals. 

If you want to further control tracking and advertising cookies, you may consider: 

• Installing privacy-focused browsers (e.g., Firefox, Firefox Focus, Brave),  
• Using anti-tracking or ad-blocking extensions (e.g., uBlock Origin, Ghostery, Privacy Badger),  
• Using privacy-conscious search engines (e.g., DuckDuckGo, Qwant).  

You can also opt out of tracking by certain advertising networks and services:  

• Visit YourOnlineChoices to manage advertising preferences across participating networks.  
• Use Google’s Ad Settings or install Google Analytics Opt-out Browser Add-on to prevent data collection via Google Analytics.  

We ensure that our cookie consent banner and Cookie Settings tool are accessible in accordance with  

• Act of 26 April 2024 on Ensuring Compliance with Accessibility Requirements for Certain Products and Services by Economic Operators (Ustawa z dnia 26 kwietnia 2024 r. o zapewnieniu zgodności z wymaganiami dostępności niektórych produktów i usług przez podmioty gospodarcze), and 
• Act of 19 July 2019 on Ensuring Accessibility for Persons with Special Needs (Ustawa z dnia 19 lipca 2019 r. o zapewnianiu dostępności osobom ze szczególnymi potrzebami). 

This guarantees that all users, including those with disabilities, can manage their cookie preferences independently. 
If you have questions or concerns about the cookies used on our website, please contact us via the email address provided in our Privacy Policy. 

We may use Google Analytics or similar analytics services to collect anonymised data about how visitors use our website. These tools may place cookies on your device to help us understand user behaviour, such as which pages are visited and how long visitors stay on them. 

The data collected through these cookies is anonymised and does not identify you personally. We use it solely for internal analysis and to improve the performance and user experience of our website. 

If you block all cookies (including strictly necessary cookies), some parts of our website may not function properly. 

Please note that third parties, such as advertising networks, may also place cookies on your device to track your activity across different websites. We do not control these third-party cookies or how the data collected through them is used. For more details, we recommend reviewing the privacy policies of those third parties.

We may update this Cookie Policy from time to time to reflect changes in laws, technology, or our business practices. Significant changes will be communicated via our website and, where required by law, through other appropriate channels before they take effect.